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Business loan assessment commonly considers business vintage, turnover, profitability, banking behaviour, existing borrowings and the promoter's credit profile.\n\nThresholds differ significantly between partners and business categories. Treat any figure shown on ShivLoans as indicative only.
Business Loan · 6 min read
Business Loan Eligibility Basics
Vintage, turnover, and documentation factors partners commonly consider.
ShivLoans is a loan marketplace and does not itself provide loans. Loan offers are provided by RBI-registered lending partners and are subject to their eligibility criteria, credit assessment and terms.
Who Provides Your Loan?
ShivLoans does not provide, sanction or disburse loans. We operate as a digital marketplace that helps customers discover and connect with lending partners. Loan products available through the platform are offered by the respective lending partners, which may include RBI-registered banks/NBFCs or other regulated entities, subject to applicable requirements.
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