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Maintaining timely repayments, reducing existing obligations, keeping credit utilisation moderate, and demonstrating stable income can strengthen a borrower profile over time.\n\nThere is no guaranteed method to secure approval. Each lending partner applies its own credit policy.
Guides · 5 min read
How to Improve Your Loan Eligibility
Practical, honest steps that may strengthen your profile over time.
ShivLoans is a loan marketplace and does not itself provide loans. Loan offers are provided by RBI-registered lending partners and are subject to their eligibility criteria, credit assessment and terms.
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ShivLoans does not provide, sanction or disburse loans. We operate as a digital marketplace that helps customers discover and connect with lending partners. Loan products available through the platform are offered by the respective lending partners, which may include RBI-registered banks/NBFCs or other regulated entities, subject to applicable requirements.
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