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Personal loans are unsecured loans for individual needs and are assessed largely on personal income and credit history. Business loans fund business requirements and are assessed on business performance alongside promoter credit.\n\nChoosing correctly improves the relevance of the options you see and the quality of your conversation with the lending partner.
Guides · 5 min read
Personal Loan vs Business Loan
Which product fits which need, and how assessment differs.
ShivLoans is a loan marketplace and does not itself provide loans. Loan offers are provided by RBI-registered lending partners and are subject to their eligibility criteria, credit assessment and terms.
Who Provides Your Loan?
ShivLoans does not provide, sanction or disburse loans. We operate as a digital marketplace that helps customers discover and connect with lending partners. Loan products available through the platform are offered by the respective lending partners, which may include RBI-registered banks/NBFCs or other regulated entities, subject to applicable requirements.
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